SIP Calculator
Enter a monthly investment amount, expected annual return, and duration to see how much your SIP could grow to.
Overview
A SIP invests a fixed amount every month rather than a single lump sum, so each month's contribution compounds for a different length of time. This calculator applies the standard SIP future-value formula to give you the maturity value, the total amount you'll have invested, and the wealth gained purely from compounding — instantly, without a spreadsheet.
Examples
5,000/month at 12% expected return for 10 years
Monthly: 5000, Rate: 12, Years: 10
Future Value: 1161695.38 Total Invested: 600000.00 Wealth Gained: 561695.38
How It Works
- Enter the amount you plan to invest every month.
- Enter the expected annual rate of return.
- Enter how many years you'll keep investing — the future value, total invested, and wealth gained appear instantly.
FAQ
No. Every calculation runs locally in your browser.
The standard SIP future-value formula: FV = P × (((1+i)^n − 1) / i) × (1+i), where P is the monthly investment, i is the monthly rate of return, and n is the number of months.
Yes. The calculator is currency-agnostic — enter plain numbers and read the result in whatever currency your figures are in.
No. The rate you enter is an assumption you provide — actual investment returns vary and aren't guaranteed by this calculator or any market-linked investment.