Retirement Calculator
Enter your current age, target retirement age, current savings, and monthly contribution to see the corpus you're on track to build.
Overview
Retirement planning combines two growing sums: whatever you've already saved, compounding on its own, and whatever you add every month from now until retirement, each contribution compounding for a different length of time. This calculator projects both forward using your expected rate of return and adds them together, so you can see the full corpus, how much of it is your own money versus growth, and how many years you have left.
Examples
Age 30 → 60, 500,000 saved, 10,000/month at 10% return
Current age: 30, Retirement age: 60, Savings: 500000, Monthly: 10000, Rate: 10
Retirement Corpus: 32711952.93 Total Invested: 4100000.00 Wealth Gained: 28611952.93 Years to Retirement: 30
How It Works
- Enter your current age and the age you plan to retire at.
- Enter your current savings and how much you plan to contribute every month.
- Enter your expected annual rate of return — the projected retirement corpus, total invested, and wealth gained appear instantly.
FAQ
No. Every calculation runs locally in your browser.
Current savings compound as a lump sum: FV = P × (1+i)^n. Monthly contributions grow with the standard SIP future-value formula. The two are added together for the total projected corpus, where i is the monthly rate of return and n is the number of months to retirement.
No. The rate you enter is an assumption you provide — actual investment returns vary and aren't guaranteed by this calculator or any market-linked investment.
No. This calculator projects the corpus you'll accumulate, not whether it's enough to cover future expenses — pair it with the Inflation Calculator to see how inflation affects the real value of that corpus.